Top 12 Websites That Provides Fast Loans Without Collateral In Nigeria

Top 12 Websites That Provides Fast Loans Without Collateral In Nigeria

*** Before you continue, take note that Invoice NG is certainly not a loan service provider. Ergo, all requests for loans and relevant solutions will be ignored.

Financing is just an instrument that is financial helps both organizations and folks to satisfy obligations. Nevertheless, many loan providers usually need a type of security to act as safety before they give-out the mortgage to make sure its repayments.

Perhaps maybe perhaps Not every person in Nigeria has whatever they can tender as collateral to gain access to a loan. This is the reason loans without security are extremely essential. Happily today, companies and folks can use for fast loans that are online setting up their assets as security.

Not enough money is among the major dilemmas of accomplishing business in Nigeria. With all the brand new quick and easy on line funding options, loan providers creditworthiness that is evaluate power to pay off in just a stipulated time period and will accept a sum of loan according to that evaluation.

In this article, we chatted concerning the top ten sites in Nigeria that provide fast loans to small enterprises and people without security in Nigeria.

GroFin provides Little and Medium Enterprise (SME) finance/business loans across Africa & the center East. Then GroFin is your best short if you have investible numbers and you looking to expand your business.

With GroFin, companies can access loans between US$100,000 and US$1.5 million. If you were to think your online business ticks the mandatory checklist, you’ll be able to submit your on line application right here.

Last in the list is SMEDAN, a government-backed initiative to provides easy and quick loans to Nigerian SME’s organizations looking for funding. The key mission of this company would be to market entrepreneurship among Nigerians and provide money to start out the company.

Apart financing, SMEDAN provide companies with hands-on support and training to aid them run their company. If you want to make use of, follow this link to gain access to their online application portal.

Lidya is a platform that is online provides companies usage of finance. The working platform provides little and medium-sized companies with short term loans of between $500 and $15,000.

Based on the founders, “Lidya utilizes technology and algorithms to evaluate the chance before giving the loans, it permits them to supply lending options to these clients at an affordable. ”


Aella Credit is platforms that are building allow it to be easier for people in Africa to get use of funding. Primarily dedicated to worker financing and empowerment, the business ended up being affiliated with three primary credit bureau agencies in Nigeria to present fast and affordable loans without any documents to its clients.

Aella Credit runs on the credit that is proprietary algorithm to look for the creditworthiness of their users. The algorithm, that was built following the group gathered over 5 years of market information and analysis, processes an applicant’s eligibility for the loan by considering social and demographic factors since well as their debt to earnings ratio.


Zedvance is just a customer finance business invested in consumer that is providing to people. You’ll borrow up to 3 Million Naira in under a day.

The business especially offer loans to wage earners however, if you may be a income with a part company, you are able to select within the deal to invest in your company use.


Paylater can be an simple and completely online lending platform providing you with short-term loans to individuals and small enterprises in Nigeria to simply help protect unforeseen costs or urgent money needs.

With Paylater, you have access to as much as 500,000 Naira loan with no security. As soon as your application is authorized, funds are generally received within 1 – 3 company times. Generating on-time repayments can grant you use of higher credit restrictions for the next loan.


KiaKia is a money that is digital for Nigerian businesses. KiaKia makes use of psychometry, big-data, device learning and electronic forensics because of its credit danger assessment algorithm to offer direct and peered individual and loans to an incredible number of people and SMEs without credit information.

The title KiaKia had been produced from a Nigerian language this means “Fast Fast”. In accordance with them, the perfect solution is is simple and fast, but very efficient and effective.

Previously referred to as One Credit, OneFi is really a credit center business that provides consumer that is short-term to credit-worthy people with restricted usage of finance.

One-Fi loan payment period is usually between 3 – six months, with loan amounts up to N200,000 or maybe more.

C24 Limited is just a microfinance organization which was founded using the single objective to produce an opportunity for folks to actualize possibilities around them, by helping them access money loans if they require it.

C24 understands the necessity for quick money loans while the prerequisite of quicker loan processing time. Their online loan procedure has been optimised to greatly help candidates steer clear of the stress connected with other creditors.


QuickCheck is a contemporary financing platform for people and small enterprises. QuickCheck utilizes mobile technology make it possible for people and smaller businesses to get use of credit that is financial.

In line with the platform, users have access to hassle-free and quick loans as high as 30,000 Naira without the security for the length of either 15 or 1 month.

Specta is definitely an online financing platform that provides you with loans as high as 5 Million in one single transaction all within five full minutes! No security, no documents with no stop by at any workplace. With Specta, you are able to look after urgent individual and business requirements anywhere, when.

Specta has 2 loan services and products, MySpecta that provides specific loan services and Specta4Business which gives fast and available loan for corporates and business people.


FastCredit provides loans to micro, little and enterprises that are medium help company development. The loans are supported by guarantors and therefore are for a tenor that is maximum of months for business people that meet the requirements.

Regardless of loans, in addition they provide simple and easy cash that is fast‘all-purpose to workers of corporates for instance the banking institutions, TELCOs, Insurance/other finance institutions, FMCGs, Pharmaceuticals, Aviation, gas and oil workers etc to allow them urgently meet their consumer requirements.